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A problem every incorporated business owner faces: there's money inside the corporation, but getting it out means paying tax. But there's a legitimate, CRA-approved strategy that solves this problem.

That knot in your stomach when a bill comes in. The low-grade anxiety every time you check your bank account. The fights with your partner about spending. If money stress feels like a constant companion, you're not alone — but it doesn't have to be this way.

Critical illness insurance is a policy that pays you a tax-free lump sum of cash if you're diagnosed with a serious illness like cancer, heart attack, or stroke.