Family Protection Plans
The Reality: Life changes in the blink of an eye. A medical diagnosis. A car accident. An unexpected death. These aren't things we like to think about - but they happen every day to families just like yours.
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And when they do, the financial fallout can be devastating. Mortgage payments don't stop. Grocery bills don't pause. Your kids still need to go to school. Your spouse still needs to keep the lights on.
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The Question: If something happened to you tomorrow, would your family be okay financially? Could they stay in the house? Could your partner take time off work to grieve without worrying about bills? Could your kids still go to college?
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If you're not 100% certain, you need a family protection plan.​
What I Offer:
Life Insurance (Term & Permanent)
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Income replacement if you pass away unexpectedly
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Mortgage protection so your family keeps the home
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Education funding so your kids' dreams don't die with you
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Final expense coverage so your family isn't burdened with funeral costs
Critical Illness Insurance
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Lump sum payment if you're diagnosed with cancer, heart attack, stroke, or other serious conditions
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Financial breathing room to focus on recovery, not bills
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Covers lost income, medical expenses, and lifestyle adjustments
Disability Insurance
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Income protection if injury or illness prevents you from working
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Covers up to 70% of your salary so you can maintain your lifestyle
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Short-term and long-term options available
How it Works:
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We assess your family's needs - mortgage, expenses, future goals
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We calculate how much coverage you actually need (not just what insurance companies want to sell you)
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We design a plan that fits your budget and protects what matters most
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We implement it and review annually as your life changes
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The Bottom Line: You can't prevent life's curveballs. But you can make sure they don't destroy your family financially. Let's build a protection plan that gives you peace of mind.